DSCR Foreign National Program
Our foreign national loans make it possible for investors from other countries to get the financing they need to purchase or refinance a home here in the States. What’s even better is that these loans come with incredible terms.
- Loan amounts up to $1,500,000 minimum loan amount $150,000
- Max cash out $500,000
- First time investor allowed
- Fixed Rates, ARM’s, and Interest Only options
- No US credit required
- Single Family, Condo, Townhome, Multi‑Family and Condotels
- Purchase, refinance, and cash‑outs
- 3 year seasoning for foreclosure, short sale, bankruptcy or deed‑in‑lieu
- Must have valid foreign Passport
- Minimum of 30‑days asset verification required; any large deposit will be sourced
- Permissible Non‑immigrant Visa types or borrowers from countries participating in the State Department’s
- Visa Waiver Program are permitted
- Must live and work in another country and be a legal resident of that same country
- Borrowers without US credit must provide 2 credit reference letters
- Must have 12 months reserves or 6‑months with 5% LTV reduction and price adjustment
- Cash out may be used to satisfy requirement
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