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Give your clients more options and savings.

We provide our brokers a wide range of loan products to fit their borrowers’ needs.

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We partner with you to take care of your borrowers.

We have a team of mortgage experts on hand to help you navigate this ever-changing industry. Explore our comprehensive products and work with a lender who prioritizes you.

Conforming Loan Programs:

ResiCentral’s conforming loan products enable you to close more loans by structuring qualified loans for more borrowers.

  • Fixed-Rate Mortgage – 30 yr, 25 yr, 20 yr, 15 yr and 10 yr
  • Adjustable-Rate Mortgage (ARM) - 5 yr, 7 yr and 10 yr
  • HomeReady – 30 yr fixed, 5 yr, 7 yr and 10 yr ARM
  • Home Possible – 30 yr fixed, 5 yr, 7 yr and 10 yr ARM
  • RefiNow – 30 yr fixed, 5 yr, 7 yr and 10 yr ARM

VA Programs:

We continue to serve those who served in our nation’s armed forces by offering incredibly favorable lending terms to our veterans.

  • Fixed-Rate Mortgage – 30 yr, 25 yr, 20 yr and 15 yr
  • Adjustable-Rate Mortgage (ARM) - 5 yr, 7 yr and 10 yr
  • IRRRL - 30 yr fixed, 5 yr, 7 yr and 10 yr ARM

FHA Programs:

FHA loans are a great option for credit-challenged or thin-filed borrowers, ⁠first-time buyers, and lower-income families. But really, anyone can ⁠get an FHA loan.

  • Fixed-Rate Mortgage – 30 yr, 25 yr, 20 yr, 15 yr and 10 yr
  • Adjustable-Rate Mortgage (ARM) - 5 yr, 7 yr and 10 yr
  • FHA Streamline -30 yr fixed, 5 yr, 7 yr and 10 yr ARM

Jumbo Programs:

Jumbo provides competitive rates, simplified guidelines and fast closing on loans up to $3M

  • Fixed-Rate Mortgage – 30 yr, 25 yr, and 20 yr
  • Adjustable-Rate Mortgage (ARM) – 5 yr, 7 yr and 10 yr

Non-QM Programs:

Non-QM loans are specifically designed for borrowers with unique loan scenarios and whose income is more likely to fluctuate than those in salaried positions.

  • DSCR – Fixed-Rate: 30 yr, 15 yr, 30 yr with I/O, and 40 yr with I/O
  • DSCR – Adjustable-Rate (ARM): 5 yr, 5 yr with I/O, 7 yr, and 7 yr with I/O
  • DSCR Foreign National – Fixed-Rate: 30 yr, 15 yr, 30 yr with I/O, and 40 yr with I/O
  • DSCR Foreign National – Adjustable-Rate (ARM): 5 yr, 5 yr with I/O, 7 yr, and 7 yr with I/O and 10 yr, and 10 yr with I/O
  • Bank Statement Fixed Rate: 30 yr, 30 yr with I/O, and 40 yr with I/O
  • Bank Statement Adjustable-Rate (ARM): 5 yr, 5 yr with I/O, 7 yr, and 7 yr with I/O

Let us exceed your expectations

Grow your business by choosing a leading lender with fast turn times, competitive rates, and a great lending experience.

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