This site runs best with JavaScript enabled

VA Loan Programs

ResiCentral is pleased to offer your military borrowers and qualified family members purchase and refinance loan options.

Serving those who have served for us!

We continue to serve those who served in our nation’s armed forces by providing our veterans with extremely competitive rates.

Fixed and Adjustable Rate Programs

The Veterans Administration loan program enables veterans and active-duty personnel to purchase or refinance a home with favorable loan terms.

  • Loans up to $1.5 million
  • 100% financing with no mortgage insurance (purchase only)
  • FICO 620
  • 41% DTI (up to 60% may be accepted with compensating factors)
  • VA funding fee applies to most veterans

VA IRRRL Program

An IRRRL is a VA-guaranteed loan made to refinance an existing VA loan, usually at a lower interest rate and with lower principal and interest payments than the existing loan.

  • Loans up to $1.5 million
  • No income verification required
  • No appraisal or AVM is needed (may not apply in certain scenarios)
  • Can include closing costs in the loan
  • FICO 620

Let us exceed your expectations

Grow your business by choosing a leading lender with fast turn times, competitive rates, and a great lending experience.