VA Loan Programs
ResiCentral is pleased to offer your military borrowers and qualified family members purchase and refinance loan options.
Fixed and Adjustable Rate Programs
The Veterans Administration loan program enables veterans and active-duty personnel to purchase or refinance a home with favorable loan terms.
- Loans up to $1.5 million
- 100% financing with no mortgage insurance (purchase only)
- FICO 620
- 41% DTI (up to 60% may be accepted with compensating factors)
- VA funding fee applies to most veterans
VA IRRRL Program
An IRRRL is a VA-guaranteed loan made to refinance an existing VA loan, usually at a lower interest rate and with lower principal and interest payments than the existing loan.
- Loans up to $1.5 million
- No income verification required
- No appraisal or AVM is needed (may not apply in certain scenarios)
- Can include closing costs in the loan
- FICO 620
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